Fifth Wheel Insurance

A fifth wheel lets you balance your vacation priorities. You might like the space of a large RV, for instance, but also the ability to unhitch your pickup for local errands. Or maybe you want all the amenities of home — and an easy way to transport dirt bikes to your vacation spot.

Specialized insurance coverage

Policies cover direct and accidental physical damage to a fifth wheel, including permanently installed accessories such as: awnings, antennas and satellite dishes. The range of covered hazards includes — but isn’t limited to — lightning, flooding, landslides, wind and hail, wild animals, fire and smoke, vandalism and theft, and trees and overhangs.

Here are some situations in which Farmers fifth wheel insurance may help you:

Popular Fifth Wheel options:

A tree damages your 5th wheel

You turn too sharply while maneuvering through a wooded campground — scraping the side of your fifth wheel against a stout oak tree.

There’s a fire in your kitchenette

Your refrigerator’s compressor overheats and starts a fire. You’re able to put it out with an extinguisher, but the kitchenette is ruined.

Your awning is lost in a windstorm

A powerful windstorm rips your fabric awning away from the fifth wheel — blowing it into a nearby lake.

Your fifth wheel is vandalized

You go to pick up your fifth wheel at an outdoor storage lot only to discover a local graffiti artist has used it for practice.

We offer a variety of coverage options to fit your lifestyle and travel habits. Popular fifth wheel options include:

Total Loss Replacement coverage can help if your new fifth wheel is declared a total loss within the first five years — providing a brand new replacement of a similar kind and quality.
Emergency Expense coverage can help with the cost of lodging or travel if your fifth wheel is damaged more than 50 miles from home.
Campsite/Vacation Liability coverage can help when a fifth wheel is parked and used as a dwelling or for recreational purposes.
Replacement Cost coverage can help with damaged or stolen personal belongings.
TraveLine^® Towing and Roadside Assistance can help with towing, tire changes, fluid delivery and locksmith services.
Full-timer coverage can help with continuous liability protection when your fifth wheel is parked and used as a dwelling or for recreational purposes.