What kind of rental property do you own? You might have several multi-unit complexes. Maybe you restored a vintage fourplex in a historic district — or rent out a single-family house you inherited from an aunt.
A storm damages your rental property
Risk:
Your tenant calls to say there’s vinyl siding strewn across the front yard — you’re not surprised since a thunder storm kept you awake most of the night.
Coverage:
Optional comprehensive property coverage can help with damage if a storm or other weather event is covered by your policy.
A pipe bursts
Risk:
A pipe in an upstairs bathroom suddenly bursts, saturating the ceiling below. You arrive to help clean up the mess, but the damage is already done.
Coverage:
Named-peril coverage can help with coverage for specific perils that you choose, including water from bursting pipes.
Your tenant is injured
Risk:
Your tenant trips over a garden hose you’re using to water the flowerbeds. He lands palms-down on the ground — and breaks his wrist.
Coverage:
Optional landlord liability coverage can help with hospital bills and lost wages if you’re legally responsible for his injury.
Contact us today for a free quote!