Maybe you have a cabin in the mountains, a lake house or a beach cottage. Whether your vacation home is used as a weekend getaway or a seasonal retreat, it’s a special place you want to protect. And a Farmers® agent can talk to you about a variety of coverage options.
Ice damages your porch
Risk:
Freezing rain hits your mountain cabin during a January storm. When the ice builds up, your porch’s awning collapses.
Coverage:
Comprehensive property insurance coverage can help with damage caused by the weight of ice and snow.
Your guest is injured
Risk:
Your fishing buddy slips and falls on the steps to your front porch. The doctor says nothing is broken—but he’ll need to stay off his ankle for a few days.
Coverage:
Liability coverage for your vacation home can help with medical bills and time off work if you’re legally responsible for an injury.
Lightning destroys your media center
Risk :
Lightning strikes close to your second home at the lake — destroying a television and audio system.
Coverage:
Replacement cost on personal property can help by replacing your damaged entertainment equipment with brand new components.
Contact us today for a free quote!